What services does Northbridge Finance Academy offer?

Northbridge Finance Academy offers online learning courses focused on finance and accounting basics. The content is designed to help learners build practical understanding of core topics such as bookkeeping, financial statements, and everyday finance concepts. Course delivery is typically structured so students can learn at their own pace.

What is included in a typical course?

A typical course includes guided lessons, learning materials, and clear explanations of the main concepts in each topic area. Depending on the course, learners may also get practice exercises or examples that support steady progress through the material. The focus is on accessible, basic learning that fits an online format.

How does Northbridge Finance Academy determine the price of an online finance or accounting course?

Pricing is usually based on the course level, the amount of instructor support included, and whether the learning format is self-paced or scheduled. Basic online learning options are often priced differently from more structured accounting courses, since materials, feedback, and assessment needs can change the cost.

Can I get a quote for a course, and what details affect the final fee?

Yes, a quote can be prepared once the course type and learning format are clear. Final fees may depend on the subject focus, class size, private support requests, and any extra learning materials needed for the program.

How can I contact Northbridge Finance Academy, and what is the best way to start learning online?

You can reach Northbridge Finance Academy through the contact form, email, or phone if those options are listed on the site. To get started, send a short message with your goals and current level so the team can suggest a suitable Finance or Accounting learning path and help you enroll in the right online course.

Terms of Service — Northbridge Financial Academy Inc.

Effective Date: 2026-09-23

1. Introduction and Acceptance of Terms

These Terms of Service (the “Terms”) govern your access to and use of the websites, registration portals, online materials, in-person and virtual programs, workshops, courses, coaching sessions, seminars, exam support services, and any related products or services provided by Northbridge Financial Academy Inc. (“Northbridge Financial Academy Inc.”, “we”, “us”, or “our”).

By accessing our website, registering for, paying for, attending, or otherwise using any of our services, you agree to be bound by these Terms and all applicable laws in Canada and the province of Ontario. If you do not agree to these Terms, you must not use our services.

If you are accepting these Terms on behalf of a corporation or other legal entity, you represent and warrant that you have the authority to bind that entity to these Terms.

2. Scope of Services

Northbridge Financial Academy Inc. provides educational and training services in the field of personal and corporate finance, including, without limitation:

Personal finance workshops;
Investment fundamentals courses;
Corporate finance training;
Budgeting and cash flow coaching;
Financial literacy seminars; and
Exam preparation support for finance certifications.

Our services are educational in nature and are intended to provide general information, instruction, and practical guidance. Unless expressly stated in writing, our services do not constitute legal, accounting, tax, investment, or other regulated professional advice.

We may offer services online, in person, or through third-party platforms. Availability, schedules, course content, instructors, and delivery formats may change from time to time at our discretion.

3. User Obligations and Responsibilities

You agree to use our services lawfully, respectfully, and in accordance with these Terms and all applicable laws and regulations. Without limiting the foregoing, you agree that you will not:

Provide false, misleading, or incomplete information when registering or otherwise interacting with us;
Share your account credentials, course access links, recordings, passwords, or materials with any third party without our prior written consent;
Copy, reproduce, distribute, publish, sell, sublicense, or otherwise exploit our materials except as expressly permitted;
Disrupt classes, workshops, coaching sessions, or online platforms;
Use our services for any unlawful, fraudulent, defamatory, abusive, or harmful purpose; or
Attempt to access systems, content, or accounts without authorization.

You are responsible for ensuring that you have the necessary equipment, internet access, software, and technical capability to participate in online services. You are also responsible for maintaining the confidentiality of any login credentials assigned to you.

If you participate in finance-related learning activities, you acknowledge that any examples, exercises, or case studies are for educational purposes only and should not be relied upon as a substitute for independent judgment or professional advice.

4. Payment Terms and Conditions

Fees, pricing, payment schedules, and applicable taxes for our services will be disclosed at the time of registration, enrollment, invoice issuance, or as otherwise communicated by Northbridge Financial Academy Inc.

All prices are in Canadian dollars unless stated otherwise.
Applicable federal and provincial taxes, including GST/HST, may be added where required by law.
Payment is due in full by the deadline stated on the invoice, registration page, or agreement.
We may use third-party payment processors. You agree to comply with their terms and policies.
We are not responsible for any fees charged by your bank, card issuer, or payment processor.

If payment is not received when due, we may suspend or cancel access to services, withhold course materials, or decline future registrations. Any overdue amounts may accrue lawful interest and/or collection costs to the extent permitted by applicable law and any written agreement between the parties.

Promotional discounts, scholarships, or bundled offers may be subject to specific conditions and may be withdrawn or modified at any time unless otherwise stated in writing.

5. Cancellation and Refund Policy

Cancellation and refund eligibility may vary depending on the service purchased, the delivery method, and any specific written agreement or registration terms provided at the time of purchase.

Unless otherwise expressly stated in writing:

Client cancellations submitted before the start of a workshop, course, or coaching package may be eligible for a partial refund, less any non-refundable administrative or processing fees;
No refunds will generally be issued once access to digital course materials has been granted, a session has been attended, or a program has commenced;
Missed sessions, late arrivals, or non-attendance do not entitle the participant to a refund or credit;
If Northbridge Financial Academy Inc. cancels a service and cannot reasonably provide a rescheduled equivalent, we may offer a refund or credit at our discretion, subject to applicable law.

Requests for cancellation or refund must be submitted in writing to the contact details listed in these Terms. We may require reasonable supporting information to assess the request.

For consumer protection purposes, nothing in these Terms is intended to limit any mandatory rights you may have under applicable Ontario or Canadian consumer protection laws.

6. Liability Limitations

To the fullest extent permitted by applicable law, Northbridge Financial Academy Inc., its directors, officers, employees, contractors, instructors, agents, licensors, and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, revenue, data, goodwill, business opportunity, or anticipated savings, arising out of or related to your use of our services.

To the fullest extent permitted by law, our total aggregate liability for any claim arising out of or relating to the services shall not exceed the amount paid by you to us for the specific service giving rise to the claim in the three (3) months preceding the event giving rise to the claim, unless a different limitation is required by law.

You acknowledge and agree that finance education involves general principles and that results may vary based on individual circumstances, effort, and external conditions. We do not guarantee any particular outcome, certification result, employment result, investment result, financial performance, or business success.

Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law, including liability for gross negligence, wilful misconduct, fraud, or any other liability that cannot lawfully be limited.

7. Intellectual Property Rights

All content provided by Northbridge Financial Academy Inc., including course materials, slides, worksheets, handouts, videos, audio, text, graphics, logos, trademarks, methodologies, curriculum, templates, assessments, and other materials, is owned by us or our licensors and is protected by Canadian and international intellectual property laws.

Subject to your compliance with these Terms and full payment of any applicable fees, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the materials solely for your personal or internal business educational purposes, as applicable to the service purchased.

You must not, without our prior written consent:

Copy, record, screenshot, download, or share materials beyond what is expressly permitted;
Modify, adapt, translate, reverse engineer, or create derivative works from our materials;
Remove copyright, trademark, or proprietary notices; or
Use our content for commercial training, resale, public distribution, or publication.

Any feedback, suggestions, or ideas you submit to us may be used by us without restriction or compensation, unless otherwise required by law or agreed in writing.

8. Data Protection and Privacy

We collect, use, disclose, and protect personal information in accordance with applicable Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA) and any applicable provincial privacy laws. By using our services, you consent to the collection, use, and disclosure of your personal information as described in our privacy practices and as reasonably necessary to provide and manage the services.

We may collect personal information such as your name, contact details, billing information, participation records, and communications with us. We use this information to:

Register and manage your account and enrollment;
Provide educational services and customer support;
Process payments and administer refunds where applicable;
Improve our services, operations, and user experience;
Comply with legal and regulatory obligations; and
Send service-related communications.

We may engage third-party service providers to host, process, store, or support certain parts of our services. These providers may process information in Canada or other jurisdictions, subject to their own privacy and security practices.

You are responsible for ensuring that any personal information you provide is accurate and that you have the right to provide it to us. If you have questions about our privacy practices, you may contact us using the information below.

9. Force Majeure

Northbridge Financial Academy Inc. shall not be liable for any delay or failure to perform any obligation under these Terms to the extent such delay or failure is caused by events beyond our reasonable control, including but not limited to:

Natural disasters, severe weather, fire, flood, epidemic, pandemic, or public health emergency;
War, terrorism, civil unrest, strike, labour dispute, or governmental action;
Power outages, internet failure, cyber incidents, or failures of third-party platforms;
Acts or omissions of third-party service providers; or
Any other event outside our reasonable control.

In such circumstances, we may suspend, reschedule, modify, or substitute services as reasonably necessary.

10. Changes to Terms

We may revise these Terms from time to time to reflect changes in our services, operational requirements, or applicable law. The updated Terms will be posted on our website or otherwise communicated to you with a revised effective date.

Your continued use of our services after any changes take effect constitutes your acceptance of the updated Terms. If you do not agree with the updated Terms, you must stop using the services.

11. Applicable Law and Jurisdiction

These Terms and any dispute, claim, or matter arising out of or relating to them or to the services provided by Northbridge Financial Academy Inc. shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of laws principles.

You irrevocably submit to the exclusive jurisdiction of the courts located in Ontario, Canada, for the resolution of any dispute arising from or related to these Terms, except where applicable law requires otherwise or where a consumer may have non-waivable rights to bring a claim in another forum.

12. Contact Information

If you have any questions, concerns, complaints, cancellation requests, refund requests, or notices regarding these Terms, please contact:

Northbridge Financial Academy Inc.
1450 16th Avenue, Suite 204
Richmond Hill, ON L4B 0N1
Canada
Email: [email protected]
Phone: +1 (416) 782-5493

13. Severability Clause

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be interpreted to give effect to its intent to the maximum extent permitted by law, and the remaining provisions shall remain in full force and effect.

Any invalid or unenforceable provision shall be deemed severed only to the extent necessary, and the remainder of these Terms shall continue to apply.

Entire Agreement: These Terms, together with any written program-specific terms, policies, invoices, or enrollment documents referenced herein, constitute the entire agreement between you and Northbridge Financial Academy Inc. regarding the subject matter described herein, unless otherwise required by law.

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